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Landlords Insurance

Without Landlords Insurance to protect their property when renting out to tenants, your clients could be financially ruined if a loss occurred or constrained by having to set aside money to fund their own repairs or replacement

Our Landlords Insurance product is underwritten by Royal & Sun Alliance Insurance plc and provides your clients with peace of mind by protecting their property and contents from damage or loss whilst also protecting their legal liabilities as a property owner.

Landlords Insurance provides peace of mind for your clients by:

  • Protecting both the structure of their property and contents if letting on a furnished or unfurnished basis
  • Protecting their legal liabilities as the property owner

Cover at a glance

  • £300,000 buildings reinstatement cover as standard
  • £40,000 Contents Cover when rented as furnished
  • £10,000 Contents Cover when rented as unfurnished
  • Up to 15% of Buildings sum insured for loss of rent receivable

What’s not covered

As with all insurance policies there are certain circumstances when your client will not be able to make a claim, known as exclusions. Some examples include

  • Any loss or damage caused by wet rot or dry rot
  • General wear and tear
  • Storm or flood damage to fences, hedges and gates under Buildings Insurance