Home Insurance
Without Home Insurance your clients could be financially ruined if a loss occurred or constrained by having to set aside money to fund their own repairs or replacement.
Our homes are typically our most valuable asset but incidents can and do occur which can potentially destroy or severely damage property. Home Insurance provides your clients with peace of mind by protecting their home, contents and personal possessions from damage or loss whilst also protecting their legal liabilities as a property owner or occupier.
Our Home Insurance product is underwritten by Royal & Sun Alliance Insurance plc and provides peace of mind for your clients by:
- Protecting their homes, contents and personal possessions in the event that they suffer damage or loss
- Protecting their legal liabilities as a property owner or occupier
Cover at a glance
- £300,000 buildings reinstatement cover as standard - This can be increased to £500,000 for an additional premium
- £40,000 Contents Insurance – This can be increased to £60,000 for an additional premium
- Up to £15,000 for specified items & valuables
- Optional Extras available including Accidental Damage, Personal Possessions cover, Home Emergency cover & Legal Expenses cover
What’s not covered
As with all insurance policies there are certain circumstances when your client will not be able to make a claim, known as exclusions. Some examples include
- Any loss or damage to buildings caused by wet rot or dry rot
- General wear and tear
- Storm or flood damage to fences, hedges and gates